Deputyship: Money Transfers

2022 - 2023

UI

Research

Service Design

Overview

Deputies submit an annual report of their transactions on behalf of a vulnerable client. Debited and credited accounts have to be logged which formulates a financial statement of their expenditures, including transfers.

Impact

The brief

Problem

Deputies experienced issues when it came to tracing financial imbalances. These translated into missed deadlines and wasted resources.

Challenges

  • How do Deputies currently translate which transactions they've paid?

  • When in the reporting period do Deputies opt to input their transactions?

  • What drives a Deputy to mis-record a transaction?

  • How can we build a more flexible register of transactions & transfers?

Approach

The decision was pre-defined to go in the direction of a web app as the primary customer facing channel. We defined a plan of action for learning spending habits & reconciliation we hadn't known.

Research

Methods used

PM, UR and I had carried out 5 research sessions with Deputies, each Deputy having varying levels of experience in completing a report, and varying satisfactions scores of their reporting experience. Aim was to gage the financial input experience, as well as the capability to trace their previous transactions if there's a discrepancy.


Standout insight was recognising relationship between the details on the Transactions summary screen, and other screens in the same flow.

Key focus areas

Assumptions were challenged, namely on Deputies needing a way to see previous bank transfers to help them differentiate between them.


We pivoted our approach by outlining methodical goals:

  • Differentiate between financial accounts

  • Learn the financial input experience, as well as the capability to trace their previous transactions if there's a discrepancy.

  • Use technology to complement paper bank statements, including individual payments & bulk payments

  • Ease cross-checking financial information for both for the Deputy and for the Case Worker - the internal staff member that checks the submitted report

I used 'levels' to show the screen flow of Deputyship services, in this case one called Transfers

Iterative design-development collaboaration

Cross-team alignment was built in every stage of the process. This allowed us to catch problems early.

Provided the multi-dis team (UR's, Devs, PM's) with a walkthrough of Figma designs to discuss the feasibilities of the iterations, stemming from User research over various interactive sessions for the team. Commented and left remarks on Figma & Miro for future reference. Gathered a general consensus of the group, at a glance.

In numbers

Satisfaction 80% plus target efficiencies


Helped us make steps towards our organisational goal of a simplified and reliable access to legal aid services by reducing the risk of change. The cross-checking helped Deputies to reduce their reporting time amidst the transition from paper reporting to digital.